What a body fat percentage calculator does, and what it cannot do
Body fat percentage is the share of your total weight that is fat, as opposed to muscle, bone, organs and water. It answers the question the bathroom scale cannot: two people of the same height and weight can be built very differently, and the scale reports one identical number for both. This page estimates that share two ways. The default is the Deurenberg formula, published in 1991, which predicts body fat from three things you already know:
body fat % = 1.20 × BMI + 0.23 × age − 10.8 × sex − 5.4
(sex: 1 for men, 0 for women)
Age and sex are in the equation because body composition is not the same at every BMI. At the same height and weight, an adult in their fifties usually carries more fat and less muscle than a twenty year old, and women carry more essential fat than men for reproductive and hormonal reasons. The formula was fitted to people whose body fat had been measured by body density, so it returns the typical value for adults with your BMI, age and sex.
That word typical is the whole caveat. This is an estimate, not a measurement: the paper reports a standard error of 4.1 percentage points for adults, so being four points out in either direction is ordinary. It is furthest off for people whose build is unusual for their BMI, such as a trained lifter. Use it to see which broad range you are in and which way the number is moving, not to settle a figure to one decimal place.
The second is the US Navy tape method, which reads your shape instead of your weight. Its equations were fitted by the Naval Health Research Center in 1984, and the Department of Defense printed them as example equations in DoD Instruction 1308.3 in 2002. Every measurement goes in as inches:
men: body fat % = 86.010 × log10(abdomen − neck) − 70.041 × log10(height) + 36.76
women: body fat % = 163.205 × log10(waist + hip − neck) − 97.684 × log10(height) − 78.387
Men measure the abdomen around the navel; women measure the waist at its narrowest and the hips at their widest. The standard error the researchers report is 3.52 percentage points for men and 3.61 for women, so it is an estimate too. What it adds is shape: at the same weight, a slimmer waist reads lower.
Which method to use for which question
- The BMI formula on this page (BMI, age and sex): you want a free ballpark figure today and a trend line over the coming months. No equipment beyond a scale and a tape for your height.
- The US Navy tape method: you want an estimate that reacts to your shape rather than your weight. It measures height plus the circumference of the neck and waist, with the hips added for women, and ignores weight entirely. Switch the method on this page to Navy tape method to use it.
- Skinfold calipers: you have someone who knows how to use them and will pinch the same sites every time. Cheap, sensitive to change, and heavily dependent on the tester.
- A bioimpedance scale or gym body composition machine: you want a number at home several times a week and understand that hydration moves it. Best read as a weekly average.
- A DEXA scan, air displacement or underwater weighing: you want the closest thing to a real measurement for a baseline or a before and after. Costs money and an appointment, so once or twice a year is realistic.
- BMI on its own: population screening and forms that ask for it. It says nothing about composition.
How to get your estimate
- Pick your units. The calculator opens in feet, inches and pounds; the Metric option switches to centimeters and kilograms and converts what you already typed.
- Leave the method on BMI formula, enter height, weight and age, then choose male or female. The formula has no third option.
- Have a tape measure? Switch the method to Navy tape method and enter height, waist and neck, plus hips for women. Weight and age are not needed; add your weight and the result also shows fat mass. If the BMI formula has your weight and age, its figure is shown beside the tape estimate.
- Read the three figures that appear: the estimated body fat percentage, the category that percentage falls into, and the BMI it was derived from (fat mass, for the tape method).
- Check the colored bar underneath. It shows where the estimate sits across the whole range for your sex, which matters more than the number when you are close to a boundary.
- The reference table and your FFMI, an index of how much lean mass you carry for your height, are folded away below; open them when you want them. The tape method adds a panel that works the equation through with your own numbers.
How to track the number over months
A single reading is close to meaningless. A line of readings taken the same way is genuinely useful, and this is where a formula beats a gadget: it has no hydration noise, because it only knows what you typed. Weigh yourself first thing in the morning, after the bathroom and before breakfast, on the same scale. Record the weight once a week, and come back here once a month to recompute.
Know what the line can and cannot see. Age and sex barely move, so month to month the estimate is your weight change expressed as a percentage: at 5 ft 7 in, every 5.3 lb (2.4 kg) you lose lowers it by one point, whatever that weight was made of. Swap four pounds of fat for four pounds of muscle and your weight is unchanged, so this page reports no progress even though your composition improved. Keep a tape measure reading of your waist in the same note, because that number does move when the formula stays still. To plan the calorie side, the TDEE calculator estimates what you burn in a day.
Why every method and chart gives a different number
- The ranges themselves: the categories on this page follow the widely reproduced chart from the American Council on Exercise. Other organizations publish their own bands, and no body fat cutoff carries the official standing that the BMI thresholds do. Treat the labels as commonly used ranges rather than a medical standard. They are also not adjusted for age, while the formula adds 0.23 points for every year, so the same BMI reads higher with each birthday: a 50-year-old woman with a BMI of 21.6 comes out at 32 percent, the start of the obese band.
- Smart scales and handheld devices: these send a small current through the body and infer fat from the resistance. Readings move with hydration, food and alcohol, a foot to foot scale mostly senses the lower body, and each manufacturer applies its own correction. Two scales disagreeing is normal.
- DEXA scans: the closest thing to a reference in routine use, and repeatable on the same machine. Different manufacturers and software versions do not always agree with each other, so compare scans from the same clinic rather than across clinics.
- Calipers: the result depends on the equation chosen, the sites pinched and the hands holding them. Same tester, useful trend. Different tester, different number.
Limits and health notes
This page is general information, not medical advice. It does not diagnose anything and it is not a substitute for an assessment by a doctor, a registered dietitian or another qualified professional. If you are worried about your weight or planning a significant change to how you eat or train, take that conversation to a clinician who can look at your history rather than to a formula that knows four numbers.
The adult formula applies from age 16. The paper gives a separate equation for children aged 15 and younger, which this page does not use, so it calculates nothing below 16. It should not be used during pregnancy or with significant fluid retention either, and it misreads amputees and very muscular bodies, because in each case weight is not tracking fat the way the formula assumes. The paper also notes a slight overestimate in people with obesity.
The tape equations were fitted to adult Navy personnel, so they are not for children, teenagers or pregnancy either. They depend on technique: a tape a centimeter or two off moves the result by a point or two, so measure at the same places with the same tension each time. They are also not the test a sailor takes today. DoD Instruction 1308.03 of 2022 no longer prints an equation, and the Navy’s body composition guide since December 2025 measures height, waist and weight and screens by waist-to-height ratio.
Lower is not automatically better. The lowest band on the chart is called essential fat, and the summary of the chart that ACE carries describes body fat below 14 percent for women or 6 percent for men as possibly dangerously low. If watching this number starts to feel compulsive, or is driving how much you eat, that is worth raising with someone rather than optimizing further.
Frequently asked questions
What is a healthy body fat percentage for men?
The categories most often quoted come from the American Council on Exercise: roughly 2 to 5 percent is essential fat, 6 to 13 percent is the athlete range, 14 to 17 percent is described as fitness, 18 to 24 percent is average, and 25 percent or more is classed as obese. These are commonly used ranges rather than a medical standard, and no single number is a diagnosis on its own.
What is a healthy body fat percentage for women?
Using the same widely quoted ACE categories: roughly 10 to 13 percent is essential fat, 14 to 20 percent is the athlete range, 21 to 24 percent is fitness, 25 to 31 percent is average, and 32 percent or more is classed as obese. Women carry more essential fat than men because of reproductive and hormonal function, so a target borrowed from a male chart is usually too low to be healthy.
Is this the same as the US Navy body fat calculator?
It includes it. Switch the method to Navy tape method: it uses height plus the circumference of the neck and waist for men, with the hips added for women, and never looks at your weight. The equations are the ones the Naval Health Research Center fitted in 1984 and the Department of Defense printed as examples in DoD Instruction 1308.3 in 2002. The default BMI formula starts from BMI, age and sex instead, so the two give different figures for the same person. The Navy has since moved its own fitness assessment to height, waist and weight, so this is not the test a sailor takes today.
Can I have a normal BMI and still have high body fat?
Yes, and the research literature has a name for it: normal weight obesity. A Mayo Clinic analysis of US survey data defined it as a BMI in the normal range with body fat in the top third for your sex, above 23.1 percent for men and 33.3 percent for women in that sample, and found metabolic syndrome about four times as common in that group as in the leanest third. BMI only knows height and weight, so it cannot tell muscle from fat. The BMI formula on this page is built on BMI and inherits that blind spot: seeing the pattern takes a measurement that does not start from weight, such as the tape method on this page, a scan or calipers.
How fast can body fat realistically come down?
The CDC describes about 1 to 2 pounds of body weight a week as the gradual, steady pace that people are more likely to keep off. What that does to the percentage on this page is arithmetic, because the estimate follows your weight: at 5 ft 7 in, every 5.3 lb (2.4 kg) lost lowers it by one point, so 1 to 2 pounds a week moves it by roughly one to one and a half points a month. That is the formula responding to the scale, not a measured change in fat.
Sources
- Deurenberg P, Weststrate JA and Seidell JC, Body mass index as a measure of body fatness: age- and sex-specific prediction formulas, British Journal of Nutrition, 1991 (the adult formula, its standard error of 4.1 percentage points, the separate formula for children aged 15 and younger, and the overestimate in obese subjects).
- The category names and ranges follow the American Council on Exercise body fat chart. An article ACE republishes in its press room, Body Fat Percentage: Charting Averages in Men and Women, quotes the average band (25 to 31 percent for women, 18 to 24 for men) and the 14 and 6 percent lower limits.
- Kouri EM and others, Fat-free mass index in users and nonusers of anabolic-androgenic steroids, Clinical Journal of Sport Medicine, 1995 (the FFMI definition and the limit of 25). The study measured 157 male athletes, so the limit is a finding about men, and the FFMI bands shown for women do not come from it. The calculator applies the height correction as 6.1 × (1.8 − height in meters); the abstract prints the coefficient as 6.3, a difference of less than 0.1 at any adult height.
- Hodgdon JA and Beckett MB, Naval Health Research Center, 1984: Prediction of Percent Body Fat for U.S. Navy Men from Body Circumferences and Height (Report 84-11) and Prediction of Percent Body Fat for U.S. Navy Women from Body Circumferences and Height (Report 84-29), the origin of the tape equations.
- Department of Defense, DoD Instruction 1308.3, DoD Physical Fitness and Body Fat Programs Procedures, November 5, 2002, archived copy (Enclosure 3, E3.1.3, the inch equations used here as “examples of suitable body fat calculation equations”, and E3.1.1, where each circumference is taken).
- Hodgdon JA and Friedl KE, Development of the DoD Body Composition Estimation Equations, NHRC Technical Document 99-2B, 1999 (the standard errors of 3.52 and 3.61 percentage points).
- The current procedures: DoD Instruction 1308.03 and the Navy’s Physical Readiness Program Guide 4: Body Composition Assessment (both checked October 20, 2026).
- Romero-Corral A and others, Normal weight obesity: a risk factor for cardiometabolic dysregulation and cardiovascular mortality, European Heart Journal, 2010.
- CDC, Steps for Losing Weight (1 to 2 pounds a week as a gradual, steady pace).
More health calculators
The BMI this estimate is built on has its own page, with the full range chart, at the BMI calculator. To turn a fat loss goal into a daily calorie figure, start with the BMR calculator for what your body burns at rest and the TDEE calculator for what you burn in a full day.
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Privacy: the calculation runs entirely in your browser. Your height, weight, age, sex and tape measurements are never sent to a server and never added to the page address. The last height, weight, age and sex you entered are remembered in this browser so the BMI, TDEE and BMR calculators can fill them in; the Clear button under the fields deletes them. Tape measurements are not kept. Site analytics records the page view only; the calculator itself sends no event and never sees your numbers.
